The property
How will the premises be used?
Owner-occupied premises and investment property have different considerations, including leases, location and valuation.
Commercial property finance
Premises finance with room for the business to operate.
Consider premises, deposit, existing commitments and the operating buffer together. A property purchase should be assessed alongside the business it supports.
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01Three things to consider
The decision is connected.
Start with the full picture.
The contribution
What does the deposit leave for the business?
The purchase price sits alongside acquisition costs, fit-out and cash needed for operations.
The structure
How will the loan fit income and commitments?
Lender requirements, security and repayments depend on the property and financial position. Legal and tax advice remain with your advisers.
Map before matching
The funding follows
the plan.
The Finance Readiness Check considers the decision, timing and existing commitments. Where appropriate, the Roadmap documents what to prepare and the next steps before researching suitable lenders.
Where you proceed, we prepare the application, manage conditions and coordinate through to settlement.
How the Finance Readiness Check works02Prepare for the conversation
Bring the context.
We work through the detail.
- Property details and intended use
- Available contribution and existing commitments
- Financial records and lease information, where relevant
You do not need a complete application to start the conversation.
Questions
Before you apply.
Can we discuss existing finance?
Yes. Existing commitments are part of the picture. We consider what is already in place and how the next decision fits around it.
What if I am not ready to apply?
The Check can identify what to prepare. Sometimes the next step is to wait, review the sequence or gather information.
The right place to start
Let’s map your next move.
A clear conversation. A considered next step.
Book your Finance Readiness CheckComplimentary · 20 minutes · No obligation