Home finance that starts with the full picture

For Queensland trade and service business owners — and the household lending that sits beside the business. One Finance Readiness Check clarifies where you stand, what needs to be true next, and the order of moves before anyone talks to a lender.

Book your Finance Readiness Check
2015Founded
30+Lenders
Queensland-based
Google 5.0
51 reviews · checked 4 August 2026

One Check, correctly routed

Home lending is not a separate product pitch from the rest of your picture. Purchase, refinance, first home, or low-doc structure — the starting point is the same.

A Finance Readiness Check puts your current position and the sequence of moves on one page. From there we route you to the right pathway conversation — not five different funnels.

Dan Peters, founder of Edgeview Finance

Home lending for business owners

Edgeview Finance works with Queensland trade and service business owners who need household lending to sit cleanly beside the business — purchase, structure, or a clear look at an existing facility. Geography stays Queensland-based.

01

Purchase to live

Buying a home to live in means the loan has to fit income, deposit, and the life you are building around it.

The Finance Readiness Check maps where you stand today and what must be true for a purchase conversation — before you commit to a property that does not yet fit the picture.

02

Purchase to invest

An investment purchase sits beside your existing facilities and broader position. Capacity without a clear sequence is still a guess.

The Check puts household and investment context in one place so the next conversation is about the order of moves, not a brochure.

03

Refinancing

Refinancing is worth a clear look when your current facility no longer matches your circumstances, structure, or plans for the year ahead.

The Finance Readiness Check sets out your current position and what a change would need to earn. From there we describe the mechanism and prepare what comes next on the Roadmap.

04

Eligible first home buyers

Buying your first home is a sequence: deposit, borrowing capacity, and what must be true before an application. The Finance Readiness Check puts those pieces on one page so the pathway is clear before you pick a property.

05

Low-doc lending for business owners

When income sits in a business structure, assessment is about how income, documents, and facilities fit together — not a shortcut.

Low-doc lending for business owners means a considered look at income evidence, structure, and what lenders will want to see. It is not “easy approval,” less paperwork, or bank-proof lending.

About the Australian Government 5% Deposit Scheme

The Australian Government 5% Deposit Scheme (formerly the Home Guarantee Scheme) is administered by Housing Australia. It is a government guarantee to a Participating Lender — not a cash payment to the buyer, and not a deposit paid on your behalf.

Under the Scheme’s first home buyer pathway, eligible buyers may purchase with a minimum 5% deposit of the property’s assessed value, where the Participating Lender agrees. The Scheme is designed so that eligible applicants do not pay Lenders Mortgage Insurance (LMI) for a loan supported by the Guarantee. Scheme eligibility alone does not mean a loan will be approved — you must also meet the Participating Lender’s credit policy. Full current rules, property types, and price caps are on the official First Home Buyers site — they can change.

Edgeview Finance can help eligible first home buyers explore whether the Scheme may be relevant to their circumstances as part of a Finance Readiness Check. We describe how the Scheme works and what we will prepare next. We do not decide eligibility, grant Scheme places, or prescribe a lending outcome.

Official detail (guides only — a Participating Lender confirms eligibility):

Important: This panel is general information about the Australian Government 5% Deposit Scheme only. It does not cover any separate Scheme pathway with a lower minimum deposit. It is not credit advice and is not a guarantee you will qualify. Speak with a Participating Lender about your individual situation. Use the page Finance Readiness Check CTA if you want Edgeview to map where you stand and the order of moves before anyone talks to a lender.

General information only · Australian Government 5% Deposit Scheme · retrieved 27 Sep 2026 (Brisbane) · eligibility confirmed by a Participating Lender · not credit advice · Eligibility Checker

How the Roadmap / lender process works

After the Finance Readiness Check, you receive a written Roadmap — the named output of the Check. It records where you stand and the order of moves.

From there, if a lender conversation is still needed, we prepare the pack and approach suitable lenders in sequence. Availability and suitability depend on your circumstances, lender criteria, and responsible lending — not every product fits every applicant.

03Lender panel

Lenders we work with
across home pathways.

Lender availability and product suitability depend on your circumstances, lender criteria, and responsible lending obligations. Not all products are available to all applicants. Panel logos identify lender access, not endorsement. Access to multiple lenders does not guarantee funding, approval, or access to any particular lender or product. Edgeview Finance is a broker, not a lender.

Start with the full picture

Book your Finance Readiness Check. You get a written Roadmap of where you stand and the order of moves — before anyone talks to a lender.